Scammers build fake online relationships to earn trust - then ask for money. They may pose as someone overseas who can never meet in person or as a charming stranger locally, met on a dating app, on social media, or even in person.

This month's Protect U topic tackles one of the fastest-growing scams we're seeing: the call, text, or email that says, “your account has been compromised.”

Scammers now use artificial intelligence to clone a person's voice from just a few seconds of audio — often grabbed from a voicemail, social media video, or phone call. They then use that cloned voice to call you, pretending to be your grandchild, a family member, a doctor or even your bank.